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Home > Humour > Worst car insurance excuse?

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1) History repeats itself

The accident was caused by me waving to the man I hit last week.

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2) Serial victim

I knocked over a man. He admitted it was his fault and had been knocked over before.

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3) Eventually

The guy was all over the place. I had to swerve a number of times before I hit him.

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4) A bit tipsy

I thought the phrase "drinking and driving" meant drinking whilst operating the vehicle.

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5) A bus is never early!

Leaving home for work I drove out of my drive straight into a bus; the bus was five minutes early.

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6) Coming home...

Coming home, I drove into the wrong house and collided with a tree I don't have.

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7) It could happen to anyone

The telephone pole was approaching fast. I was attempting to swerve out of its path when it struck my car.

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8) Don't think

I thought my window was down but found it was up when I put my head through it.

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9) If the cap fits

I told the other idiot what he was and went on.

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10) Inexcusable

A pedestrian hit me and then went under my car. There was nothing I could do.

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11) Invisible car

An invisible car came out of nowhere, struck my vehicle and vanished.

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12) Never admit liability

I collided with a stationary bus coming in the other direction.

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13) Most inconsiderate of them

I bumped into a lamp-post which was obscured by human beings.

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14) No idea

The pedestrian had no idea which direction to go, so I ran him over.

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15) About time too

I had been driving for forty years when I fell asleep at the wheel.

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16) No warning!

The other car collided with mine without giving any warning of its intentions.

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